RHB X-cel

Our Programmes

RHB X-Cel Programme

Every opportunity to learn is a chance to change a life

At RHB, we believe education opens the door to a brighter future. The RHB X-Cel Programme was created to give promising students from B40 families the chance to break free from the cycle of poverty through academic success.

We work closely with students who show determination and potential, helping them prepare for one of the most important milestones in their lives - the SPM examinations. By easing their learning journey, we hope to open new pathways for them to dream bigger and go further.

How it works:

Partner schools: Selected for their commitment to their students, especially schools with many from B40 backgrounds who need extra support.
Students: Nominated by teachers or principals, each student who will sit for their SPM examination is chosen not just for their grades but also for their potential and spirit. Parental support is also part of the journey.
Subjects covered: We focus on core subjects; Bahasa Melayu, English, and Mathematics plus two additional subjects such as Additional Mathematics, Physics, Chemistry, Science, or Accounts, depending on the school’s needs.

Through RHB X-Cel, we’re not just preparing students for exams - we’re giving them a chance to change their story, uplift their families, and inspire their communities.

Programme Objectives:

Develop students into holistic individuals through educational and capability building programmes, in addition to academic excellence programme.
Provide equal opportunities to the students to excel academically and to realise their full potential.

Programme Objectives:

Develop students into holistic individuals through educational and capability building programmes, in addition to academic excellence programme.
Provide equal opportunities to the students to excel academically and to realise their full potential.

RHB X-Cel Programme

1. Introduction of RHB X-Cel Programme in July 2018 upon approval by MOE

Identify eligible schools and eligible B40 Form 4 & Form 5 students from the schools.

2. Selected Form 4 & Form 5 Students of participating schools will undergo

Tuition for 5 selected core subjects

3 mandatory subjects:

Bahasa Melayu
English
Mathematics

Any 2 elective subjects:

Physics
Additional Mathematics
Chemistry
Science
Principles of Accounting

SPM Readiness Workshop as the final preparation
“Mapping Your Future” seminar
Motivation Session
Other Incentives - meal allowance, cash awards for students, cash awards for top performing teachers and schools

3. SPM Top Archievers (5As and above)

Shortlisted and invited to attend RHB scholarship interview & assessment
15 students per annum will be selected to receive the scholarship awards and progress to the next programme known as RHB X-Cel Star Scholarship programme

3. RHB X-Cel Star Scholarship

Full/partial scholarship to further their undergraduate studies at local institute of higher learnings (scholarship includes tuition fees, living allowances, book allowances, registration and medical check-up)
Go through capability building and nurture & development training (e.g. English proficiency, soft skills, leadership and motivational)
Mentor-Mentee Programme
Opportunity for internship at RHB Banking Group
Job opportunity with RHB Banking Group

1. Introduction of RHB X-Cel Programme in July 2018 upon approval by MOE

Identify eligible schools and eligible B40 Form 4 & Form 5 students from the schools.

2. Selected Form 4 & Form 5 Students of participating schools will undergo

Tuition for 5 selected core subjects

3 mandatory subjects:

Bahasa Melayu
English
Mathematics

Any 2 elective subjects:

Physics
Additional Mathematics
Chemistry
Science
Principles of Accounting

SPM Readiness Workshop as the final preparation
“Mapping Your Future” seminar
Motivation Session
Other Incentives - meal allowance, cash awards for students, cash awards for top performing teachers and schools

3. SPM Top Archievers (5As and above)

Shortlisted and invited to attend RHB scholarship interview & assessment
15 students per annum will be selected to receive the scholarship awards and progress to the next programme known as RHB X-Cel Star Scholarship programme

3. RHB X-Cel Star Scholarship

Full/partial scholarship to further their undergraduate studies at local institute of higher learnings (scholarship includes tuition fees, living allowances, book allowances, registration and medical check-up)
Go through capability building and nurture & development training (e.g. English proficiency, soft skills, leadership and motivational)
Mentor-Mentee Programme
Opportunity for internship at RHB Banking Group
Job opportunity with RHB Banking Group

Our Impact

Since 2018, the RHB X-Cel Programme has been changing lives through education.

2018

2019

2020

Number of schools impacted:

17
schools

6
states

21
schools

8
states

26
schools

10
states

Number of student involved:

> RM5.5 million invested
to support students from B40 families

833 students
achieved 4As and above in their SPM

> RM5.5 million invested
to support students from B40 families

833 students
achieved 4As and above in their SPM

Overall improvement:

10.3%
SPM vs Trial

11.46%
SPM vs Trial

9.51%
SPM vs Trial

2021

2022

Number of schools impacted:

36
schools

14
states

60
schools

14
states

Number of student involved:

706
Form 4

796
Form 5

1,504
Total

706
Form 4

796
Form 5

1,504
Total

1,149
Form 4

1,247
Form 5

2,396
Total

1,149
Form 4

1,247
Form 5

2,396
Total

Overall improvement:

20.29%
SPM vs Trial

To be updated in June 2023
SPM vs Trial

Philosophy & Vision

Our Philosophy & Vision

Community Empowerment

RHB Foundation

RHB Malaysia

Community Empowerment

Programme Objectives:

Programme Objectives:

1. Introduction of RHB X-Cel Programme in July 2018 upon approval by MOE

2. Selected Form 4 & Form 5 Students of participating schools will undergo

3. SPM Top Archievers (5As and above)

3. RHB X-Cel Star Scholarship

1. Introduction of RHB X-Cel Programme in July 2018 upon approval by MOE

2. Selected Form 4 & Form 5 Students of participating schools will undergo

3. SPM Top Archievers (5As and above)

3. RHB X-Cel Star Scholarship